Wie krisenfest sind Ihre Finanzen? (mL)

Fitch hat die West-LB gerated und ist zu einem Ergebnis gekommen. Immerhin
so, dass die WestLB dagegen klagen wollte. Bei Nachschau stellte ich fest:
Ist doch gar nicht so schlecht " />)

Im Bereich der CP (Commercial Papers) befinden sich insgesamt
45.000.000.000,- €, die mit F1 (short-term, long-term nicht verzeichnet)
bewertet werden. Ich kenne jetzt die Fitch-Ratings nicht im Detail, aber
das dürfte "Junk-Status" sein. Ein Fälligkeitsdatum ist nicht angegeben.

Ein vorheriger schneller Blick auf die Rating-Skala von Fitch - etwa http://de.wikipedia.org/wiki/Fitch_Ratings - wäre vielleicht ratsam gewesen.

Im Bereich kurzfristiger Verbindlichkeiten ist F1 die beste Qualität, etwa vergleichbar AAA bei langfristigen Verbindlichkeiten.

Aus dem Outlook for Major European Banks in 2008 – More Stormy Waters Ahead, December 2007, von Fitch

"...... Some of the main victims of the crisis
were German banks, including notably IKB Deutsche Industriebank and Landesbank
Sachsen, both of which failed and had their Individual ratings lowered to F. Another
German bank, WestLB AG also had its Individual rating lowered in September 2007
to D/E from D, partly because of the impact of the credit market crisis and partly
because of persistently weak profitability, aggravated by trading losses which also
led to the dismissal of its Chief Executive Officer and head of Risk Management.
Since the downgrade the bank has announced further substantial losses on
structured securities, which will result in an overall net loss for the bank for the
whole year. None of these three banks had their Long]term IDRs downgraded since
they were all already at their Support Rating Floor. Outside Germany, the only
financial institutions in Europe to have their ratings lowered directly as a result of
the financial market turmoil have been the UK’s Northern Rock, the most high]
profile victim of the crisis to date (its Long]term IDR was downgraded twice from A+
to A] in August 2007) and the Dutch bank, NIBC Bank (the Long]term IDR of which
was lowered to A] from A at the beginning of December)."

Klingt nicht besonders gut.

Gruss
Cosa

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